Spring 2020 Course Syllabus Course: BUSI-1307- Section: 2E Personal Finance

Instructor Information
Instructor	Dr. Nancy Stretcher
E-mail	cammacnl@lamarpa.edu
Phone	(409) 984-6418
Office	Location: Umphrey Industrial Technology Center - Room: 201A Hours: By appointment
Department	Business and Industrial Technology Chair: Sheila Guillot E-mail: guillsr@lamarpa.edu Phone: (409) 984-6381 If you have a grievance, complaint, or concern about this course that has not been resolved through discussion with the Instructor, please consult the Department Chair.
Course Information
Description	Personal and family accounts, budgets and budgetary control, bank accounts, charge accounts, borrowing, investing, insurance, standards of living, renting or home ownership, and wills and trust plans.
Prerequisites	Basic skills competency in reading and writing
Learning Outcomes	CSLO 1: Recognize social and economic influences on personal financial goals and decisions (PSLO 5 measured by Course Learning Objectives, Chapter Assignments and Major Exams) CSLO 2: Identify the main components of wise money management (PSLO 3 measured by Course Learning Objectives, Chapter Assignments and Major Exams) CSLO 3: Recognize the major tax types in our society (PSLO 2 measured by Course Learning Objectives, Chapter Assignments and Major Exams) CSLO 4: Identify commonly used financial services (PSLO 2 measured by Course Learning Objectives, Chapter Assignments and Major Exams) CSLO 5: Assess the types and sources of consumer credit (PSLO 2 measured by Course Learning Objectives, Chapter Assignments and Major Exams) CSLO 6: Ascertain strategies for effective consumer buying (PSLO 1 measured by Course Learning Objectives, Chapter Assignments and Major Exams) CSLO 7: Discover strategy for selling or buying a home (PSLO 1 measured by Course Learning Objectives, Chapter Assignments and Major Exams) CSLO 8: Analyze and identify insurance strategies for home, automobile, health and life (PSLO 1 measured by Course Learning Objectives, Chapter Assignments and Major Exams) CSLO 9: Explain the basics and evaluation of various investment programs (PSLO 2 measured by Course Learning Objectives, Chapter Assignments and Major Exams)
Core Objectives	PSLO Alpha: Reading skills - Demonstrates comprehension of content-area reading material. Identifies all main ideas, supporting details, and vocabulary in reading material; demonstrates a full understanding of the reading PSLO 1: Critical Thinking Skills - Students will engage in creative and/or innovative thinking, and/or inquiry, analysis, evaluation, synthesis of information, organizing concepts and constructing solutions. PSLO 2: Communication Skills - Students will demonstrate effective written, oral and visual communication PSLO 3: Empirical and Quantitative Skills - Students will demonstrate applications of scientific and mathematical concepts PSLO 6: Personal Responsibility: Students will demonstrate the ability to connect choices, actions and consequences to ethical decision-making.
Program Student Learning Outcomes
Textbooks	Textbook Purchasing Statement: A student attending Lamar State College Port Arthur is not under any obligation to purchase a textbook from the college-affiliated bookstore. The same textbook may also be available from an independent retailer, including an online retailer. Focus on Personal Finance: An Active Approach to Help You Achieve Financial Literacy, 6th edition, McGraw-Hill Education, 2019, by Kapoor | Dlabay | Hughes | Hart; ISBN 978-1-260-14099-6 Textbook Purchasing Statement: A student attending Lamar State College Port Arthur is not under any obligation to purchase a textbook from the college-affiliated bookstore. The same textbook may also be available from an independent retailer, including an online retailer. 3-Ring binder REQUIRED for Textbook material
Lecture Topics Outline	Week 1: Course Introduction; Chapter 1 - Personal Financial Planning in Action Week 2: Chapter 1 (continued) Week 3: Chapter 1 (continued) Week 4: Chapter 2 - Money Management Skills Week 5: Chapter 2 (continued) Week 6: Chapter 3 - Taxes in Your Financial Plan Week 7: Chapter 4 - Financial Services: Savings Plans and Payment Accounts Week 8: Chapter 5 - Consumer Credit: Advantages, Disadvantages, Sources and Costs Week 9: Chapter 4 and 5 (continued) Week 10: Chapter 6 - Consumer Purchasing: Strategies and Wise Buying of Motor Vehicles Week 11: Chapter 6 (continued) / Chapter 7 - Selecting and Financing Housing Week 12: Chapter 7 (continued) Week 13: Chapter 8 - Home and Automobile Insurance / Chapter 9 - Health and Disability Income Insurance Week 14: Chapter 8 and Chapter 9 (continued) Week 15: Chapter 12 - Investing in Stocks Week 16: Final Exam
Major Assignments Schedule	Week 1: Course Introduction; Course PreTest; Chapter 1 Presentation Week 2: Chapter 1 Presentation (continued) Week 3: Chapter 1 Assignments (**); Chapter 1 EXAM Week 4: Chapter 2 Presentation Week 5: Chapter 2 Assignments (**); Chapter 2 EXAM Week 6: Chapter 3 Presentation; Chapter 3 Assignments (**); Chapter 3 EXAM Week 7: Chapter 4 Presentation; Chapter 4 Assignments (**) -------------Online Conversion Schedule Week 9: Complete Assignments for Chapter 4 and 5; Chapter 4 EXAM; Chapter 5 EXAM Week 10: Chapter 6 PowerPoint made available – Assignments will be available in Blackboard Quiz – Key Terms Week 11: Chapter 6 EXAM; Chapter 7 PowerPoint made available – Assignments will be available in Blackboard Quiz – Key Terms Week 12: Complete Assignments for Chapter 7; Chapter 7 EXAM Week 13: Chapter 8 PowerPoint made available – Assignments will be available in Blackboard Quiz – Key Terms; Chapter 9 PowerPoint made available -- Assignments will be available in Blackboard Week 14: Complete Assignments for Chapter 8 and 9; Quiz – Key Terms; Chapter 8 and Chapter 9 EXAM Week 15: Chapter 12 PowerPoint made available – Assignments will be available in Blackboard Quiz – Key Terms Week 16: Course PostTest; Complete Assignments for Chapter 12; FINAL EXAM – May 12 and 13 Covers material in Chapter 12
Final Exam Date	May 12, 2020 - 9:00 AM   Through  May 13, 2020 - :00
Grading Scale	90 - 100=A    80 - 89=B    70 - 79=C     60 - 69=D    Below 59 = F
Determination of Final Grade	Exams (including Final) - 70%, Key Terms, Quizzes and Problems - 30%
Course Policies
Instructor Policies	*Assignments are due when directed by the instructor; student assignments coming in late may be assessed a penalty, even if the student arrives to class late and turns in work. *Students are responsible for completing all assigned homework, including reading assignments, by the required due dates and for being prepared for each class meeting. This applies even if you were absent from the previous class meeting. Academic Policies *Every student MUST have a copy of the required textbooks by the second week of class. No sharing textbooks during class. The student will still be responsible for any assignments given. Failure to have a text may result in being dropped from the class. *Students are responsible for completing all assigned reading. *A failure to follow oral and/or written instructions will result in penalties. *Late work may be assessed a five-point penalty for each day late. Late work will be accepted for up to five days after the original due date. After the five-day period, no work will be accepted. *If you miss an exam, your lowest test grade will be dropped. If you miss more than one exam, those exams will be given a grade of zero. *Students must leave the classroom after exam is finished. *All students must take the final exam on the scheduled date and time, and failure to do so will result in a zero (0) on the final exam. Dropping or Withdrawing: *It is the responsibility of each student to ensure that his or her name is removed from the roll should he or she decides to withdraw from the class. The instructor does, however, reserve the right to drop a student should he or she feel it is necessary. *State law permits students to withdraw from no more than six courses during their entire undergraduate career at Texas public colleges or universities. With certain exceptions, all course withdrawals automatically count towards this limit. Details regarding this policy can be found in the LSCPA college catalog. Classroom Etiquette: *The following behaviors will result in the student being asked during class time to cease the action and/or leave the classroom: using cell phones, talking, or keying while the instructor is giving instructions or during class discussions; leaving class early without informing the instructor; surfing the Internet during lecture; and displaying a rude or negative behavior toward the instructor or other students. *No cell phones should be visible or heard during class. Again, you may be asked to leave the room for the remainder of the class. No blue tooth technology or recording of lectures in any format (unless approved by the instructor). No charging of cell phones in the classroom.
Attendance Policy	*Poor attendance is a leading reason for termination from a job in all areas of employment. With this factor in mind, the instructor monitors student attendance daily. In addition, attendance on a regular basis is necessary for proper skill development. *Tardiness is not acceptable. Frequent tardiness to class will result in a meeting between the student and instructor. Continued tardiness will result in a ten-point penalty on the student's final course grade.
Academic Honesty	Academic honesty is expected from all students, and dishonesty in any form will not be tolerated. Please consult the LSC-PA policies (Section IX, subsection A, in the Faculty Handbook) for consequences of academic dishonesty.
Facility Policies	No food or tobacco products are allowed in the classroom. Only students enrolled in the course are allowed in the classroom, except by special instructor permission. Use of electronic devices is prohibited.
Important Information
ADA Considerations	The Americans with Disabilities Act (ADA) is a federal anti-discrimination statute that provides comprehensive civil rights for persons with disabilities. Among other things, this legislation requires that all students with disabilities be guaranteed a learning environment that provides for reasonable accommodation of their disabilities. If you believe you have a disability requiring an accommodation, please contact the the Office for Disability Services Coordinator, Room 231, in the Madison Monroe Building. The phone number is (409) 984-6241.
MyLamarPA	Be sure to check your campus E-mail and Course Homepage using MyLamarPA campus web portal (My.LamarPA.edu). When you've logged in, click the email icon in the upper right-hand corner to check email, or click on the "My Courses" tab to get to your Course Homepage. Click the link to your course and review the information presented. It is important that you check your email and Course Homepage regularly. You can also access your grades, transcripts, and determine who your academic advisor is by using MyLamarPA.
Other	I do not discuss student grades over the phone or by email. If you want to discuss your grades, you must make arrangements to meet with me in person.
HB 2504	This syllabus is part of LSC-PA's efforts to comply with Texas House Bill 2504.